Retirement Planning and The New Normal
Video clip of Gary Bhojwani on Bloomberg discussing a recent survey uncovering the fear and anxiety boomers are feeling about investing.
Trust Owned Nonqualified Annuities
Can trusts own nonqualified annuities? Yes. Most trusts are eligible to own nonqualified annuities. Do trust-owned annuities qualify for income tax deferral? Usually yes, the trust-owned annuity...
Surprised Expert! Again?
For the last several years a constant refrain in the headlines is some version of “Experts Surprised” “Lower than Experts Expected” or “Higher than Experts Expected” Here...
Retired, Consulting and Traveling to Win Lottery
Retirement consulting is being taken to a new level of creativity by Majorie and Gerald Selbee according to Boston.com this 70 something couple figured out a way...
S&P U.S. Debt Downgrade
The downgrading of U.S. government and federal agencies has never happened before. Many wonder and are justifiably concerned about the affect this has on their savings. This...
Live Forever?
“I call it longevity escape velocity — where we have a sufficiently comprehensive panel of therapies to enable us to push back the ill health of old...
Are Fixed Index Annuities Being Portrayed Unfairly?
Everyday on the World Wide Web there are articles telling potential annuity buyers why fixed index annuities are not right for them, but that they should look at purchasing stocks, bonds, or mutual funds
First-time in history… Social Security Will Payout More than it Receives in 2010!
The Social Security Administration just released a report that the system this year will pay out more in benefits than it receives in payroll taxes, an important...
Medicare hospital insurance (HI) tax
The Senate and the House of Representatives passed H.R. 4872 (the Health Care and Education Reconciliation Act, or the “Reconciliation Act”). The Reconciliation Act amends H.R. 3590...